# Pine Now Pay Later

**PINE NOW PAY LATER**

**What is Pine Now, Pay Later (PNPL)?**\
Pine Now, Pay Later is Pine’s innovative mortgage-like borrowing feature that enables users to buy an NFT with leverage using the NFT itself as collateral for the purchase. Think of it as a mortgage for a home. Once you fully repay the outstanding loan, you will have full ownership of the NFT.\
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Be sure to check out the [**Pine Now Pay Later**](/pine-guides/pine-now-pay-later.md) guide for more information.

**Which collections are supported?**\
Any collection that is currently listed on <https://app.pine.loans/> is supported for PNPL!\
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Don't see the collection? Be sure to visit our Discord.gg/PineProtocol and drop your suggestion!

**How are the terms different from normal borrowing?**\
There is no difference.


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