Pine Paper V2
  • Introduction
    • πŸ•οΈOverview
    • πŸ€“Protocol Highlights
    • πŸ“½οΈFeature Highlights
    • πŸ›£οΈRoadmap
  • 🌲Pine Protocol
    • Overview
    • Loan Structure
    • Loan Parameters
    • Loan Lifecycle
    • NFT Valuation
    • Protocol Fee
    • Compliance
    • Team
  • πŸͺ„Pine Features
    • Pine Now Pay Later (PNPL)
    • Bid Now Pay Later
    • Bulk Borrowing
    • Pine Listing
  • πŸ”Risk & Security
    • Credit Risk
    • Smart Contract Audit
  • 🌌Ecosystem
    • Overview
    • Pine Token
    • PineDAO
    • Age 1
    • Age 2
    • Age 3
  • πŸ“šPINE GUIDES
    • Guides Overview
    • Borrowing
    • Lending (NFTs)
    • Lending (SFTs)
    • Pine Now Pay Later
    • Staking & Burning
    • Governance Voting
  • πŸ§™β€β™‚οΈFAQs
    • General
    • Borrowing
    • Lending
    • SFTs
    • Pine Now Pay Later
    • $PINE (Governance)
    • Troubleshoot
    • Resources
  • πŸ’ΌWe're hiring!
    • Open Positions
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On this page
  • Product Phases
  • V1 - Alpha (Jan 2022 - Mar 2022)
  • V2 - Beta (Mar 2022 - Current)
  • V3 - Public (Q4 2022)
  • Timeline
  1. Introduction

Roadmap

Product Phases

V1 - Alpha (Jan 2022 - Mar 2022)

First functional version of Pine

  • End-to-end functional NFT-backed loan protocol

  • Web interface for borrowers

V2 - Beta (Mar 2022 - Current)

Enhanced features and lender's portal

  • Upgraded composability for core lending pool smart contracts which allows for features such as

    • Loan Rollover - allow borrowers to extend loans at the end of a term

    • Pine Now Pay Later - allow borrowers to buy NFTs with a Pine loan on open marketplaces

  • Web interface for lenders to open and manage their lending pools

  • Simple flat fee structure for Pine protocol fee

V3 - Public (Q4 2022)

Robust NFT-backed loan protocol and a two-sided NFT-backed loan marketplace

  • NFT-backed loan protocol that is efficient, scalable and fair for both lenders and borrowers during the entire loan cycle

  • Lending and borrowing positions wrapped into NFTs that are tradable on secondary markets

  • Support for custom NFT valuation oracles

  • More users features

    • Pine Listing - listing and selling of Pine loan collaterals on NFT marketplaces

    • Automatic loan repayment and rollover Full-fledge two-sided NFT-backed loan marketplace

  • Dynamic fee structure for Pine protocol fee

Timeline

Time
Item
Description

Jan 2022

Nassec Audit (v1)

v1 smart contract audit

Feb 2022

NFT-backed borrowing

Allows NFT holders to make permissionless loans in ETH

Mar 2022

Pine Now Pay Later

Allows buyers to PNPL on NFT marketplaces

May 2022

Quantstamp Audit (V2)

V2 smart contract audit

Jun 2022

Loan rollover

Allows loans to be extended on-chain

Aug 2022

Lender’s Portal

Allows anyone to set up lending pools

Sept 2022

Loan orderbook

Allows borrowers to browse and select from multiple pools when initiating and rolling over loans

Oct 2022

Pine Listing

Allows listing of collaterals for sale

Dec 2022

Auto roll-over

Allows borrowers to automatically rollover if LTV is below threshold

Q1 2023

Multi chain and currency support

Protocol extends to support multiple chains (Solana, BNBChain, AVAX, etc) and payout/repayment in more currencies (USDT, USDC, SOL, etc)

Q2 2023

Credit Marketplace

Allows lenders to buy and sell loan positions

PreviousFeature HighlightsNextOverview

Last updated 1 year ago

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