# Bulk Borrowing

Bulk borrowing is a feature to smoothen the BNPL and BidNPL processes and enable bid and purchase of NFT with 0 ETH balance from buyer’s wallet. It is a one click solution which scans the borrower wallet for all pledge-able NFT collaterals and borrows the highest amount borrowable with the best offers on the respective collections in one transaction.

1. Alice would like to place a bid for an AZUKI at 5ETH but her wallet has 0 ETH 
2. Alice borrows 2.5ETH against her other NFTs in the wallet 
3. Alice places a the 5ETH bid via Pine and transfers 2 .5ETH as margin 
4. The bid was filled and the acquired AZUKI is managed by PINE as collateral for the 2.5ETH loan 
5. Alice can repay the 2.5ETH loan and interest to reclaim the acquired AZUKI