> For the complete documentation index, see [llms.txt](https://docs.pine.loans/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.pine.loans/pine-features/bulk-borrowing.md).

# Bulk Borrowing

Bulk borrowing is a feature to smoothen the BNPL and BidNPL processes and enable bid and purchase of NFT with 0 ETH balance from buyer’s wallet. It is a one click solution which scans the borrower wallet for all pledge-able NFT collaterals and borrows the highest amount borrowable with the best offers on the respective collections in one transaction.

1. Alice would like to place a bid for an AZUKI at 5ETH but her wallet has 0 ETH 
2. Alice borrows 2.5ETH against her other NFTs in the wallet 
3. Alice places a the 5ETH bid via Pine and transfers 2 .5ETH as margin 
4. The bid was filled and the acquired AZUKI is managed by PINE as collateral for the 2.5ETH loan 
5. Alice can repay the 2.5ETH loan and interest to reclaim the acquired AZUKI


---

# Agent Instructions
This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com.

## Querying This Documentation
If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter, and the optional `goal` query parameter:

```
GET https://docs.pine.loans/pine-features/bulk-borrowing.md?ask=<question>&goal=<endgoal>
```

`ask` is the immediate question: it should be specific, self-contained, and written in natural language.
`goal` is optional and describes the broader end goal you are ultimately trying to accomplish on behalf of the user. GitBook uses it to tailor the answer towards what is most useful for that goal.

The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.