# Pine Now Pay Later

<figure><img src="https://2108992906-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FZdsizLKKjCbgryjkSK21%2Fuploads%2FoBkHaTR80oYzr9ZoRPFW%2FPineGif.gif?alt=media&#x26;token=567f1313-055a-4da5-8619-cca7335d6b66" alt=""><figcaption><p><strong>If you have questions, trouble, suggestions etc. at any time, then we’ll be directly available in Discord to help you out:</strong> <a href="https://www.discord.gg/pineprotocol"><strong>discord.gg/pineprotocol</strong></a></p></figcaption></figure>

**⚠️ Always ensure that you’re on the right domains ⚠️**\
\- pine.loans\
\- app.pine.loans

*We advise to bookmark the URL’s to prevent going into possible phishing websites that are using similar names* 📗

\ <br>

**💵 Low liquidity to buy that NFT? We got you!**

👉 Head over to <https://pine.loans/> and select “Launch App”

<figure><img src="https://2108992906-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FZdsizLKKjCbgryjkSK21%2Fuploads%2FrmFgM6qXdRTdHn2Kb0Ax%2Fimage.png?alt=media&#x26;token=05044d5f-43d0-4292-8a10-1f6661d4ae63" alt=""><figcaption><p><strong>👉 Or proceed directly to the app by following this link</strong> <a href="https://app.pine.loans/pools/"><strong>https://app.pine.loans/pools/</strong></a></p></figcaption></figure>

👉 Head over to “Pine Now Pay Later”

<figure><img src="https://2108992906-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FZdsizLKKjCbgryjkSK21%2Fuploads%2F6FnHB5VcRs4cmB2UTqC3%2Fimage.png?alt=media&#x26;token=fd6fc508-1716-49a7-a0d7-a9862e11f9c4" alt=""><figcaption></figcaption></figure>

👀 You will now be presented with this page:

<figure><img src="https://2108992906-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FZdsizLKKjCbgryjkSK21%2Fuploads%2F86eRra251KzxENG7Oh3L%2Fimage.png?alt=media&#x26;token=4494cf49-b792-4f95-afce-8e04dba8b8ea" alt=""><figcaption></figcaption></figure>

👉 Search for any NFT collection that is supported on our [**Active Pools**](https://app.pine.loans/pools) list on either [**OpenSea**](https://opensea.io/) or [**LooksRare**](https://looksrare.org/) and copy the URL of your favorite NFT that is listed for SALE.

<figure><img src="https://2108992906-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FZdsizLKKjCbgryjkSK21%2Fuploads%2FPUOHoCbMPZWWtKbGByIe%2Fimage.png?alt=media&#x26;token=094184c8-f967-43d5-b45c-06c55b0214b1" alt=""><figcaption><p><em><strong>(If the supported NFT is not listed for SALE, the PNPL won’t be able to proceed)</strong></em></p></figcaption></figure>

👉 Paste the URL as follows & select Start to continue:

<figure><img src="https://2108992906-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FZdsizLKKjCbgryjkSK21%2Fuploads%2Fgg4mF10pL4aEU0tvGTYr%2FcopyPaste.gif?alt=media&#x26;token=a67aeb11-985d-4ab8-b633-744528d3f17d" alt=""><figcaption></figcaption></figure>

👀 You should now be presented with the valuation and terms of your NFT:

<figure><img src="https://2108992906-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FZdsizLKKjCbgryjkSK21%2Fuploads%2Fzu2EulLjZFc7urQGLePT%2Fimage.png?alt=media&#x26;token=9e11f84f-2726-47b2-aa50-9a6728f9f927" alt=""><figcaption></figcaption></figure>

✅ By default the most favorable pool is selected for you to borrow against. However always explore multiple pool options to see if one exists that better meets your criteria:

<figure><img src="https://2108992906-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FZdsizLKKjCbgryjkSK21%2Fuploads%2F9ic8Pp7MwUsMR8KVIU7U%2Fimage.png?alt=media&#x26;token=53d25a76-d6d1-409b-94c4-d2a95da15bb2" alt=""><figcaption></figcaption></figure>

👉 Select the amount you want to borrow to help purchase your NFT

<figure><img src="https://2108992906-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FZdsizLKKjCbgryjkSK21%2Fuploads%2FPyRq8F9Z4Iz1rYI8Oz1v%2FslideGif.gif?alt=media&#x26;token=5425c658-29f9-4999-876b-54eaccb382d7" alt=""><figcaption></figcaption></figure>

👍 When you want to proceed ensure you approve the collection first if not done so yet

<figure><img src="https://2108992906-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FZdsizLKKjCbgryjkSK21%2Fuploads%2FlMV8kHmqjkJnr9aBjL4N%2FapproveCollectionn.gif?alt=media&#x26;token=b3ef4a43-947e-4a54-907c-2ba87ab0b3bd" alt=""><figcaption><p>🦊 Approve the transaction when prompted</p></figcaption></figure>

👀 You should see a pop-up that your transaction is processing on the blockchain

⏲️ And simply wait for it to be completed<br>

<figure><img src="https://2108992906-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FZdsizLKKjCbgryjkSK21%2Fuploads%2FOD97u4weXDbp0RspgHbM%2Fimage.png?alt=media&#x26;token=da347e3f-7ecd-4fbc-bf85-8c60d88dbc3f" alt=""><figcaption></figcaption></figure>

👉 You may now proceed purchasing your NFT by selecting “Buy Now”:

<figure><img src="https://2108992906-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FZdsizLKKjCbgryjkSK21%2Fuploads%2FaONUKQG7S634XvyNHRih%2FbuyNow.gif?alt=media&#x26;token=e5f27a50-e38b-456f-aa52-48ba4fe6b9fb" alt=""><figcaption><p><strong>🦊 Approve the transaction and wait for the magic to happen.</strong></p></figcaption></figure>

🎉 Congratulations! Once the loan is repaid the NFT will be transferred to your wallet!

<figure><img src="https://2108992906-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FZdsizLKKjCbgryjkSK21%2Fuploads%2FpxMK8C8Vs0WXAGAJbN3L%2FFluffy.gif?alt=media&#x26;token=350febf5-4377-4819-a28f-4f404faa5061" alt=""><figcaption></figcaption></figure>

👉 You can review your Open Loans at any time by proceeding to “Open Loans” or continue directly to <https://app.pine.loans/borrowing/open>

<figure><img src="https://2108992906-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FZdsizLKKjCbgryjkSK21%2Fuploads%2FWftf46dwKtbeJ4EdkWp2%2Fimage.png?alt=media&#x26;token=30a7d408-acec-42e8-a803-65928e702269" alt=""><figcaption></figcaption></figure>

👉 You can review and pay off your Open Loan at any time:

<figure><img src="https://2108992906-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FZdsizLKKjCbgryjkSK21%2Fuploads%2FXw9IcQfPn97tGYCAg8zQ%2FRepayValuation.gif?alt=media&#x26;token=a1ec7366-7640-4e77-bf51-1b3d0eeecd72" alt=""><figcaption></figcaption></figure>

👉 You can also choose to extend your loan by selecting “Extend Loan”.

<figure><img src="https://2108992906-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FZdsizLKKjCbgryjkSK21%2Fuploads%2FmcPE2KG1q3SK2bznni0q%2Fimage.png?alt=media&#x26;token=2a6889bc-f674-4316-86f9-5ddf03273474" alt=""><figcaption></figcaption></figure>

👉 Here you will be presented with several options. Similar to selecting a pool when initially opening a loan, you can also browse multiple pools here and select one with conditions according to your criteria.

<figure><img src="https://2108992906-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FZdsizLKKjCbgryjkSK21%2Fuploads%2FMA52tedqnXFxLt3khxTx%2Fimage.png?alt=media&#x26;token=b4b1391e-4872-48bc-bbf9-1f1f570e7772" alt=""><figcaption></figcaption></figure>

👉 Now select the New Borrow Amount and select Extend to execute

<figure><img src="https://2108992906-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FZdsizLKKjCbgryjkSK21%2Fuploads%2FJcF2WPQNqfHlWhBb2ymF%2Fborrowextend.gif?alt=media&#x26;token=776c1271-82e3-4953-9c09-1d8b2ae525a1" alt=""><figcaption></figcaption></figure>

✅ And that’s it! Once you pay off your loan, the NFT will be under your full ownership.

❓ Be sure to check out our [**Lending FAQs**](https://docs.pine.loans/faqs/lending) page for more information or if you have any questions regarding our Borrowing feature.