> For the complete documentation index, see [llms.txt](https://docs.pine.loans/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.pine.loans/pine-guides/pine-now-pay-later.md).

# Pine Now Pay Later

<figure><img src="/files/tlR3JAaAQRUcxC7dFD6d" alt=""><figcaption><p><strong>If you have questions, trouble, suggestions etc. at any time, then we’ll be directly available in Discord to help you out:</strong> <a href="www.discord.gg/pineprotocol"><strong>discord.gg/pineprotocol</strong></a></p></figcaption></figure>

**⚠️ Always ensure that you’re on the right domains ⚠️**\
\- pine.loans\
\- app.pine.loans

*We advise to bookmark the URL’s to prevent going into possible phishing websites that are using similar names* 📗

\ <br>

**💵 Low liquidity to buy that NFT? We got you!**

👉 Head over to <https://pine.loans/> and select “Launch App”

<figure><img src="/files/AcQtNi9NHrzkIq6ujTvZ" alt=""><figcaption><p><strong>👉 Or proceed directly to the app by following this link</strong> <a href="https://app.pine.loans/pools/"><strong>https://app.pine.loans/pools/</strong></a></p></figcaption></figure>

👉 Head over to “Pine Now Pay Later”

<figure><img src="/files/NNUYtXMATGssyAg3aUOk" alt=""><figcaption></figcaption></figure>

👀 You will now be presented with this page:

<figure><img src="/files/rTlsihCnx0JvYImT1grx" alt=""><figcaption></figcaption></figure>

👉 Search for any NFT collection that is supported on our [**Active Pools**](https://app.pine.loans/pools) list on either [**OpenSea**](https://opensea.io/) or [**LooksRare**](https://looksrare.org/) and copy the URL of your favorite NFT that is listed for SALE.

<figure><img src="/files/OpaOjTu2fGFKwj097ldS" alt=""><figcaption><p><em><strong>(If the supported NFT is not listed for SALE, the PNPL won’t be able to proceed)</strong></em></p></figcaption></figure>

👉 Paste the URL as follows & select Start to continue:

<figure><img src="/files/yAEFophLGbmK2S6xoZmq" alt=""><figcaption></figcaption></figure>

👀 You should now be presented with the valuation and terms of your NFT:

<figure><img src="/files/6gGkzZJNPAlU5A1gYCB9" alt=""><figcaption></figcaption></figure>

✅ By default the most favorable pool is selected for you to borrow against. However always explore multiple pool options to see if one exists that better meets your criteria:

<figure><img src="/files/VidFmG9fUZffpdeykBrp" alt=""><figcaption></figcaption></figure>

👉 Select the amount you want to borrow to help purchase your NFT

<figure><img src="/files/reOKEY3YsKwyimTtrgNo" alt=""><figcaption></figcaption></figure>

👍 When you want to proceed ensure you approve the collection first if not done so yet

<figure><img src="/files/Ldg24QmtCWEXud0qbH36" alt=""><figcaption><p>🦊 Approve the transaction when prompted</p></figcaption></figure>

👀 You should see a pop-up that your transaction is processing on the blockchain

⏲️ And simply wait for it to be completed<br>

<figure><img src="/files/8adXjfr51bcSh1Id5PGD" alt=""><figcaption></figcaption></figure>

👉 You may now proceed purchasing your NFT by selecting “Buy Now”:

<figure><img src="/files/DEFliOaQNUJxF8IWj0xs" alt=""><figcaption><p><strong>🦊 Approve the transaction and wait for the magic to happen.</strong></p></figcaption></figure>

🎉 Congratulations! Once the loan is repaid the NFT will be transferred to your wallet!

<figure><img src="/files/VJi5Bj05XCj3su27DrcQ" alt=""><figcaption></figcaption></figure>

👉 You can review your Open Loans at any time by proceeding to “Open Loans” or continue directly to <https://app.pine.loans/borrowing/open>

<figure><img src="/files/6PsuH3b4CW2pcrFJJyeo" alt=""><figcaption></figcaption></figure>

👉 You can review and pay off your Open Loan at any time:

<figure><img src="/files/0JdrVtcl4GIOKwni14yl" alt=""><figcaption></figcaption></figure>

👉 You can also choose to extend your loan by selecting “Extend Loan”.

<figure><img src="/files/gIn3kvK60IygFd9tKIla" alt=""><figcaption></figcaption></figure>

👉 Here you will be presented with several options. Similar to selecting a pool when initially opening a loan, you can also browse multiple pools here and select one with conditions according to your criteria.

<figure><img src="/files/ftiT5l9xfqH6jteKDVd5" alt=""><figcaption></figcaption></figure>

👉 Now select the New Borrow Amount and select Extend to execute

<figure><img src="/files/0UBKLJsEtltYSao6iyfP" alt=""><figcaption></figcaption></figure>

✅ And that’s it! Once you pay off your loan, the NFT will be under your full ownership.

❓ Be sure to check out our [**Lending FAQs**](/faqs/lending.md) page for more information or if you have any questions regarding our Borrowing feature.