If the current LTV of the outstanding loan exceeds the Loan Recall LTV at any point of time, the lender is allowed to recall the loan. When a loan is recalled, the borrower will be given 24 hour to either repay the loan in full or to repay partially so that the current LTV is below the Variable LTV Limit. Loan Recall is only applicable to loans that are using the standard valuation from the Pine Pricer. In other words, if the loan was initiated from a pool that uses custom valuation, the lender cannot recall the loan within the loan term. This is to protect borrowers from valuation manipulation which will lead to malicious liquidation attempts of their loan positions.